Consolidating student loan programs
Consolidating student loan programs - One on one adult webcames
Discounts reduce the amount of interest you pay over the life of the loan.
The APR for a variable rate loan may increase during the life of the loan if the index increases. Rates are current as of 07/24/2019 and subject to change without notice.
Alternatively, if you choose a shorter repayment term than your current loans, your monthly payments may increase, but the total amount you pay may be less over the life of the loan.
Some borrowers will need a cosigner for this loan to meet the loan credit requirements. Borrowers that qualify on their own do not need a cosigner but may still choose to apply with a cosigner.
You can reach out to your Student Loan Consultant at any point during the process.
If your loan is approved, we’ll email you a link when your loan documents are ready to be signed.
Once your loan is finalized, we'll pay off the loans you’ve included in your consolidation and those loans will make up one new loan with one monthly payment to Wells Fargo.
A consolidation loan allows you to refinance one or more loans into one new loan with a new interest rate and/or payment term.
Refinancing offers a new interest rate as well as options to potentially lower your monthly payment or pay off your loan faster to reduce the interest paid over the life of the loan.
Keep in mind that if you reduce your monthly payment by extending your repayment term, you may pay more interest over the life of the loan.
Fixed interest rates stay the same over the life of the loan. They can answer questions and help guide you through the process.
Designed to help you understand how consolidation will affect each of your loans, our detailed loan review process will provide you with the in-depth information you need in order to make an informed decision about which loans you want to consolidate and which loans you may want to leave out.
Keep in mind that your actual interest rate may vary as it will be determined by several factors when you apply.