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WARNING: DON'T MAKE THIS STUDENT LOAN CONSOLIDATION MISTAKEThe first big problem that can happen with student loan consolidation is that, since you can consolidate just about every type of Federal student loan, you can accidentally put a loan type in your new consolidate loan that prevents you from having certain repayment plans. You can't transfer it to them, and you can't allow them to consolidate the PLUS loan into their loan.
Because remember, student loan consolidation is about convenience in paying multiple loans – nothing else.
These example sentences are selected automatically from various online news sources to reflect current usage of the word 'consolidation.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. can be seen in the evolution of public accounting over the twenty years.
In 1986, nine large accounting firms dominated the industry.
If you take out a different loan each year of college, maybe a couple summer sessions - you could have a variety of loans at different places.
In such instances, it may be worth it to consider a student loan debt consolidation loan (a mouthful isn’t it?
)It seems like a roundabout way to go about paying your debt: I mean, you are taking out a new loan to pay off another loan. The reality is that, if you are currently having trouble keeping up with payments or digging yourself out of debt quicker, a debt consolidation loan may be just the solution for you. Student loan consolidation is the process of combining your Federal student loans into one single loan.
Furthermore, there are other potential benefits to taking out a consolidation loan as well (such as being able to take advantage of student loan forgiveness programs). For example, you might have 3 or 4 different student loans by the time you graduate college (one for every year you went to school).Student loan consolidation makes this easier on you by making those 3 different loans into a single loan to make payments on. Although, a debt consolidation loan helps to simplify and streamline your payments, a downside to getting it is that your new lower monthly payments could also lengthen the amount of time you will have to pay off your loans by.Tip: You could easily offset this by paying a little more each month.This can be hard to manage because you could have 3 different payments to make each month.And if you miss one, you could end up harming your credit score.But in 1987, Klynveld Main Goerdeler (KMG) merged with Peat Marwick Mitchell to create KPMG Peat Marwick, reducing the number of top-tier players to the "Big Eight." Then in 1989, Ernst & Whinney merged with Arthur Young, and Deloitte Haskins & Sells merged with Touche Ross, further consolidating the industry to the "Big Six." In 1998, the merger of Price Waterhouse and Coopers & Lybrand created the "Big Five," and the dissolution of Arthur Andersen in 2002 left the "Big Four."Another, more recent example can be found in the online brokerage business, where after several rounds of consolidation, three major competitors have emerged: E*Trade (following its acquisitions of Brown Co and Harris Direct), Ameritrade (which recently won a bidding war for TD Waterhouse), and Charles Schwab.